The following should be noted about insurance cover for PCC Events of any kind: Any event must be formally approved and minuted by the PCC if it is undertaken under the auspices of the Church, but not on church property. The PCC must undertake a risk assessment for each event and record the results and actions taken to mitigate identified risks.
The individual event organiser / property owner – should have their own adequate insurance and public liability cover. They cannot rely on the PCC cover. The host must carry out their own risk assessment and mitigation plan (warning signs, fence off dangers etc.). The host should inform their insurer that the event is taking place and the insurer may impose conditions. If anything is stolen or damaged the PCC insurer does not provide cover.